10b5-1

  

Categories: Regulations

It's not really a rule. It's a form you have to file when you're an insider, or otherwise restricted in selling a security. It outlines the details under which you'll sell.

Like...1,000 shares a month, as long as the price is over 20 bucks; if the price goes to $30, you'll sell 2,000 shares. Stuff like that.

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Finance: What is a holding period/144a?8 Views

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Finance a la Shmoop. What is a holding period or a 144 a filing. Should sound

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way less sexy. Well after you will make love, there should be

00:14

a holding period. Right? So we're talking about investing here, so it's all

00:20

different. All right here's the gist. Back in the day, the dark days, you know before

00:25

there was honest regulation of the securities industry, a whole lot of [man in bed with BRK share]

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cheatin was going on. Fake schemes would offer shares to an

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uneducated, unsophisticated public. With the sellers hoping to get rich

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quick. The public would buy shares of a supposedly hot IPO. Only to have the

00:45

founders and funders of that fake or crappy company dump their

00:50

shares five minutes after the company was public. Leaving the outside investors,

00:54

holding the bag in the form of IPO shares that they paid eighteen bucks[people surrounding money chart]

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each for. Well which we're now trading under a dollar. So today insiders, like

01:04

founders and the early investors, are presumed to have a lot more knowledge of

01:09

the company's operations, projections, performance and prospects, than the

01:14

general public. So the SEC Institute, of what is called the 144 a rule, which sets

01:20

out guidelines under which insiders can sell their shares. Meaning they can't [head banker]

01:25

just dump all of them on the same day, you know five minutes after the IPO. Very

01:31

roughly, insiders must hold their shares at least six months and change after the

01:36

first day of official trading during an IPO. And they must limit the volume that,

01:42

well they're dumping. That is if insiders, own say, seventy percent of the

01:47

shares of a newly, publicly traded company. Well they can't just dump 80% of [garbage truck dumping garbage]

01:52

that seventy percent, you know that first week after the six months is over. Got it?

01:57

Well in most cases insiders seeking to get liquid, ie turn their shares into

02:02

cash, so they can buy that home they've been longing for.

02:05

Well they hire an investment bank to gather together all the insider selling

02:09

group of shares. The bank then quietly markets them to investors

02:13

who had shown interest during the company Roadshow. You know during the

02:17

IPO and then in an orderly fashion, the bank sells those shares, to you know,[conference money meeting]

02:22

interested parties. The goal here is to, not crash the stock price in the process.

02:29

You can imagine what would happen if a stock averaging 300,000 shares a day of

02:34

trading, suddenly had a supply of 50 million shares come for sale. Yeah way

02:40

more supply, modest demand not a good situation. But you know holding periods,

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got to hold them six months. Fortunately there's always cuddling, we[man in bed with DPRP share]

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like the cuddling.

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