Accredited Personal Financial Planning Specialist

  

A financial Frankenstein, wherein the CPA is bolted onto the body of a financial planner.

Specifically, the accredited personal financial planning specialist is yet another Wizard-granted necklace to the Tin Man, which confirms that the professional has passed an exam covering rational and logical investments for (typically) the retail/small investment universe.

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Enforcement Act of 1988? all right well the Securities and Exchange Act of 1934

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aka the 34 Act made it formally illegal to use inside information in trading

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stocks amazingly that used to not be illegal or at least not explicitly so [People gambling]

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and it wasn't enforced investing was well a clubby white man's insiders gig

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and the boys took care of the boys well since people could make a lot of

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money with insider information and thought they wouldn't get caught like [Boy peeing at a urinal]

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well who's gonna know that I overheard the CEO of big company talking about a

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merger in a Denny's washroom you know some folks pretty much ignored

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the law well the 1988 law was basically Congress saying you guys were really [Congressman discussing the 1988 law]

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serious about this so this new legislation added some hefty penalties

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if you get caught as an inside trader people still trade on insider

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information though and they still get caught and they go to jail and they lose [Jail door closes on man]

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everything they have so he's got to realize some of us were just born to be

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bad...

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