Add-On No-Fault Laws
Categories: Insurance, Regulations
Picture this. You’re in a huff over a fight with your bestie. Caught in the heat of the moment, you run a red light...and right into the more-than-pokey car of an elderly lady in front of you. You’re hurt, and so is your precious bestie.
In your state, laws have required you to purchase personal injury protection (PIP) that will cover you and your bestie in a medical sense...regardless of who is at fault. PIP might also help with lost income from the work you’ll miss, troubles that you may have with responsibilities (like scrubbing your nasty tub with two broken arms), and a range of other things.
At the end of the day, this type of insurance is a go-to option for your silly mistakes (i.e. running that red light) and for the mistakes of others.