Alternate Employer Endorsement
Categories: Company Management
You own a temp agency. Your business sends workers out to companies in order to fill short-term assignments. You send someone out to a factory, where a wrench falls on their foot and breaks a toe. Whose worker compensation policy covers that injury? It's your employee, but they were working for the client company at the time.
The situation could get confusing and possibly contentious. Luckily, there's such a thing as an alternate employer endorsement.
This part of a workers comp agreement allows your employees to keep your coverage even when they temporarily work at another company. It comes up most often at temp agencies and staffing companies.