At A Discount

  

Categories: Stocks, Bonds, Trading

Bonds, when issued, are usually priced "at par" (usually $1,000 per bond) which implies that the buyer is getting a fair deal for lending money to the issuer, relative to other investments of similar risk.

Marty may buy bonds at par value ($1,000) from Doc Brown Scientifics, Inc. (Ticker: FLUX) on Monday, agreeing to loan DOC $1,000 in exchange for $100 interest (a 10% interest rate) for one week, but flash forward to Wednesday, and things have changed. Now, FLUX’s suppliers in Libya are unable to provide it with enough plutonium to fuel operations and FLUX may not be able to pay its debt obligations.

This new level of risk makes Marty wish he had only paid $750 for that bond, instead (while still receiving $100 of interest). If only he could go back in time...If given a chance, Marty would rather not have paid the $1,000 par value, but instead bought that bond for $750. That is, at a discount to par.

If things went the other way, FLUX may have similarly preferred to sell that bond at a premium, receiving more than $1,000 (while still paying just $100 in interest).

Related or Semi-related Video

Finance: What is a Deep Discount Bond?13 Views

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Finance allah shmoop what is a deep discount bond d

00:08

like down here where the whales go for a bit

00:11

of peace and quiet Look around thirty two cents on

00:14

the dollar twenty three cents on the dollar Ah and

00:17

here's a twelve center peace quiet so way up there

00:22

Yeah at the surface where the flying things hang out

00:25

a lot you know up there that's par one hundred

00:28

cents on the dollar crowd but down here lives the

00:31

deep discount bond crowd and we have our own set

00:34

of rules So who are we Well we're the shipwrecks

00:37

the fallen overboard phone companies that didn't work where Puerto

00:42

rico and where Greece where the failed the losers les

00:46

miserables well this guy used to yield five percent Now

00:50

he trades for just twenty cents on the dollar He's

00:52

so angry because well he thinks he should be up

00:55

there on the surface at par But no the street

00:58

has thrown him out and well he sank No michael

01:01

phelps there they don't believe that newspapers on paper are

01:05

ever going to be a thing again So ironically they

01:08

don't even want his paper sad while he thinks he's

01:11

a big bargain He's Still paying his coupon five cents

01:15

on the hundred cents on the dollar schedule five percent

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Yeah only now you khun by that five cents a

01:20

year for one fifth of the price Twenty cents That's

01:24

right twenty cents for a dollar of par or you

01:27

get five times the yield Yep five times five percent

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yield or twenty five percent When you're buying that one

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hundred cents on the dollar our value for only twenty

01:36

cents Yeah crazy high yield if he pays if it

01:39

continues to yield the alec he may stop We don't

01:42

know Well oops Here comes another Who a ten cent

01:45

on the dollar ouch coupon here is six percent So

01:47

the yield well if it pays is now sixty percent

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crazy crazy high and clearly nobody believes the coupons going

01:55

keep in there but deep discount bonds down here have

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another strange thing that people wake up They're in the

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sun shining land of par Don't think about appreciation meaning

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that well let's say that sears reinvents itself and becomes

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a coffee selling kid love an amusement park and the

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ten cent on the dollar bonds which paid sixty percent

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Yield Now Yeah here's the math Well what happens if

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they go all the way back up to par Well

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you've made your interest of course but you'll also make

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a ten times the money on the investment yourself right

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invested a dime and go back to pa ra tha

02:29

dollar well And then everyone will be singing singing under

02:33

the park under the par do dahlia under the sea 00:02:36.728 --> [endTime] and forget that

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