ERISA

Employee Retirement Income Security Act.

It's a federal law that protects you if you have an employee retirement account. It doesn't mean that your boss has to provide you with an employee retirement account and it doesn't set minimums for how much you can make or invest. But if your boss does offer an employee retirement account, this law sets some ground rules.

Thanks to ERISA, your boss must provide you with some basic information about your investments and must be reasonable when making up your retirement fund. These rules also establish how long you must work before you get any benefits. Basically, the law means your boss can't legally take your money into a retirement account and then drain the cash to take off to Fiji with the hot guy from the mail room.