Fee Income

  

See: Earning the Points.

Income from fees is sort of a pejorative term, in that it harkens the usurous fee structure that so many investment vehicles foist upon unsuspecting wealthy-but-financially-clueless investors, seeking to "beat the market." In some casinos, er, um, investing shops, the fee income refers to the 2% per year in fees to be charged to investors whether or not the fund performs well. Then there is often carry, which comes above and beyond that 2% as a profit participation bonus.

So "just" the 2% fee income can be a load of dough if the General Partners are able to raise a ton of dough and charge for it.

Related or Semi-related Video

Finance: What is Compensation: Advisory ...2 Views

00:00

Finance a la shmoop what are advisory fee limits? well they're basically a

00:08

price ceiling above which financial advisors can't go yeah I can't go they [Financial advisors in an elevator and hit price ceiling]

00:14

can't touch that ceiling you know like hammer time, can't touch this...

00:17

so when you invest in a mutual fund you pay two fees there's a commission

00:22

and there's an annual management fee usually based on the assets you have

00:26

with them under management like maybe it's one percent on the first hundred [Asset rises]

00:31

grand that you have and then half a percent above a million or whatever

00:35

but there is a third and insidious fee element in the world called advisory

00:41

fees like how do you choose which fund to buy well if you have a financial

00:46

advisor they'll walk you through the lists of mutual funds out there and [Ice cream flavors appear]

00:51

index funds and all other set of funds as well well they're like a gazillion of

00:55

them and then that advisor will charge you for their time in some form right

01:00

someone's got to pay for their beach house well if you start adding up all

01:03

the fees you're paying for arguably no better performance than had you just [Itemized list of fees appear]

01:08

logged onto schwab.com or fidelity.com and bought an index fund hmm

01:13

well then you're gonna start to pause here it starts to be a big number in

01:16

those fees that eat meaningfully into your investment returns most buyers of [Pacman fees eating up money]

01:22

mutual funds are not financial gurus yeah not like that they're doctors and

01:28

lawyers and plumbing parts distributors and they really don't have a

01:31

sophisticated understanding of just how badly they could get taken by

01:35

unscrupulous financial advisors so the industry placed a series of structured

01:40

limits to keep the non gurus safe from the financial predators when it comes to

01:46

compensation and fee limits you know on advisory services and predators like [Tiger walking by]

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this guy

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