High-Yield Investment Program - HYIP

Tune in Thursday nights! Or...not.

No reality show here. Instead, you're a retired bank manager. You've made some dough. You have a nice life, fishing in a red state where taxes and unions are both scarce. You don't want to mess with the equity markets, i.e. investing your retirement savings in the stock market. Too volatile...and you've already lost all your hair.

But you also don't want safe, simple government or corporate bonds, because their yields are so low that you'll chew up your capital in just a few years, leaving you nothing left for your Maybe-Kervorkian-Years.

So you kind of pick a middle ground of risk and develop a HYIP, such that you buy a wide range of relatively higher yielding bonds whose interest funds your fishing life. And you pick and choose just how high you want those bonds to yield, knowing that, where risk swims, reward is usually attached like a leech.