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Finance: What is an ATM? 23 Views


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Description:

What is an ATM? An ATM is an automated teller machine. These machines are super common these days because they allow people access to their money outside of banking hours as long as they have their debit card. Using their card, they can complete simple banking transactions without actually dealing with a teller or waiting for the bank to open.

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Transcript

00:00

Finance a la shmoop what is an A-T-M... hmm that's automated teller machine ATM

00:10

there there the big ugly machines that puke $20 bills when puking is good you [ATM spitting out $20 bills]

00:16

see them in front of your bank and it stores the magic Aladdin lamp rub comes

00:20

via your plastic debit card which you insert and wait then

00:26

you type in your PIN or personal identification number and then well if [Person typing in PIN number on ATM]

00:30

you have cash in your account the cash machine will spit out the money YUM

00:35

these computerized robot machines also let you take care of other bank stuff

00:39

without having to schlep into the bank transferring dough between accounts and

00:43

depositing checks and so on...Basically all the stuff you can do with an app on [Girl using an app on her phone]

00:48

your smartphone now and the irony here should not be lost

00:51

ATMs replaced tens of thousands of bank tellers when they came out in the 1980s

00:57

they were the first mass job replacement of human beings with robots and and yes,

01:03

phone apps now are replacing those testy ATM robot machines yeah and for those of

01:09

you with job phobia over robots while the advent of the ATM machine is a good

01:13

allegory to follow your jobs coming next you [Mans eyes turn red]

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